Have you ever been stranded on the side of the road with a flat tyre or engine trouble in the scorching Dubai heat? Not a fun experience, is it? As a resident of the UAE, unexpected car troubles are inevitable with the amount of driving we do. Rather than finding yourself in a panic on the hard shoulder, it’s worth considering car insurance that includes roadside assistance. For a small additional premium each year, roadside assistance can give you complete peace of mind that help will come quickly if needed.
You’ll have access to emergency roadside help day or night, and the security of knowing you can get back on the road as fast as possible with minimal fuss or expense. With many reputable insurers providing roadside assistance Dubai, it is a must for any driver.
How does Roadside Assistance in Dubai work?
Roadside assistance cover provides emergency help in case your vehicle breaks down. It’s one of the most useful add-ons you can include in your car insurance policy. With roadside assistance, if your car suffers a mechanical or electrical fault, you’ll have emergency assistance at the push of a button.
A roadside assistance team can come to your rescue for issues like flat tires, dead batteries, or if you run out of fuel. They can also help with emergency towing if your vehicle cannot be started or driven. Some roadside assistance dubai services even offer coverage for lost keys or if you get locked out of your car.
Roadside assistance gives you peace of mind that help will come in an emergency motoring situation. You’ll have access to emergency roadside support 24 hours a day, 7 days a week. A mechanic or tow truck can be quickly dispatched to your location to get your vehicle up and running again or towed to a garage for repair.
Opting for roadside assistance cover means you avoid the inconvenience and potential danger of being stranded by the roadside. You also don’t have to pay expensive call-out and towing fees since your roadside assistance benefits will cover the cost within certain policy limits. Additional benefits may include emergency accommodation, taxi fares, and car rental.
Roadside assistance is highly recommended if you do a lot of driving, especially over long distances. For a small additional premium, it gives you invaluable protection and support in a roadside emergency.
What Does Car Insurance Include in Roadside Assistance?
When you opt for car insurance with roadside assistance dubai, you get peace of mind knowing help is only a phone call away in case of a breakdown or accident. Most major insurers offer three levels of roadside assistance cover – basic, standard and premium. Let’s look at what services are typically included in each.
Basic Cover
The most affordable option, basic roadside assistance will dispatch emergency help for:
- Flat tires – They will change your flat tire with your spare.
- Battery issues – If your battery dies, they will jumpstart your vehicle to get you going again.
- Lockouts – If you accidentally lock your keys in the car, they will send someone to unlock your vehicle.
- Fuel delivery – If you run out of petrol, they will deliver an emergency supply of fuel to fill up your tank.
Standard Cover
- The mid-range standard cover provides all the above services, plus:
- Towing – They will tow your vehicle to the nearest approved repair shop or garage in case of any mechanical or electrical breakdown. The towing distance and charges will depend on your insurance provider.
- Minor on-site repairs – If possible, they can perform minor repairs to get your vehicle started and mobile again. More complex repairs will still need to be done at a garage.
Premium Cover
The highest level of roadside cover will offer all standard services, as well as additional benefits like:
- Accident assistance – Help with arranging a tow truck and taxi in the event of an accident. They can also help notify emergency contacts on your behalf.
- Replacement vehicle – A rental car or taxi fare for a limited time in case your vehicle needs to be towed for repairs. The duration will depend on your policy details.
- Medical assistance – For medical emergencies, they can dispatch an ambulance or arrange transportation to a hospital or clinic.
No matter which level of cover you choose, yo get a valuable safety net in case of unexpected vehicle issues or emergencies.
Top Benefits of Car Insurance with Roadside Assistance.
If you live in the Dubai, roadside assistance coverage in your car insurance policy is an absolute must-have. Here are the top benefits of having roadside assistance:
24/7 Assistance
Roadside assistance provides round-the-clock emergency roadside help, 365 days a year. So no matter what time of the day or night, or where in the UAE you experience vehicle trouble, you can count on roadside assistance to send emergency roadside help.
Towing Service
If your vehicle can’t be started or safely driven, roadside assistance will dispatch a tow truck to transport your vehicle to the nearest repair shop or destination of your choice. Some roadside assistance covers provide complimentary towing up to a certain distance or cost.
Jump Start
If your vehicle battery dies, roadside assistance can send emergency roadside help to jump-start your vehicle and get the engine running again. Some roadside assistance providers even offer free battery testing and replacement services.
Roadside assistance gives you security and saves you time, money and hassle. For maximum peace of mind, choose comprehensive car insurance with extensive roadside assistance coverage in the UAE.
Key checks for car insurance with roadside assistance add-on
When you are choosing a car insurance policy with roadside assistance coverage in the UAE, here are some tips you should keep in mind:
Coverage and Services
Make sure the cover provides 24-hour emergency roadside help for things like:
- Flat tires or blowouts
- Dead batteries
- Keys locked in your vehicle
- Running out of fuel
- Breakdowns or accidents
Check what exact services are offered under the cover like towing, jump starts, emergency fuel delivery, locksmith call-outs, etc. Some providers may limit the number of service calls per year, so choose a cover with unlimited call-outs if possible.
Response Time
Look for a provider that guarantees a maximum response time, especially in emergencies. Most aim for 30 to 45 minutes, but faster response times of 15 to 30 minutes are better. Delays can be dangerous in serious situations.
Coverage Area
If you frequently drive between emirates or go on road trips, choose a cover that includes roadside assistance throughout the UAE, Oman and Bahrain. Some covers may be limited to certain areas.
Policy Limits and Exclusions
Carefully review the policy limits and any exclusions. Ensure there are no hidden restrictions that might affect your ability to claim assistance when required.
Policy Flexibility
Opt for a policy that offers flexibility, allowing you to tailor the coverage to your specific requirements. By doing this, you can be confident that you aren’t paying for unnecessary services.
Claim Process
Understand the claims process. A straightforward and hassle-free claims process ensures that you can quickly receive the assistance you need without unnecessary delays.
Premiums and Cost
Compare premiums across different providers to find a cover that suits your budget. Roadside assistance cover is often very affordable when added to a comprehensive car insurance policy. Paying a small amount extra each month for this add-on cover can save you from expensive emergency call-out fees if needed.
Reviews and Ratings
Check online reviews and ratings from sources like Trustpilot, Product Review and Google to determine the best roadside assistance dubai based on customer experiences. Look for highly-rated companies known for fast, reliable and quality emergency roadside services.
These useful tips will help ensure you choose the most suitable roadside assistance cover in Dubai.
Top Car Insurance Providers with Roadside Assistance in the UAE
When it comes to car insurance in the UAE, having reliable roadside assistance can make a significant difference in times of emergencies. To help you navigate through the options, we’ve compiled a list of the top car insurance providers that offer exceptional roadside assistance services. From prompt response times to comprehensive coverage, these insurers prioritize your safety on the road.
Top Car Insurance Providers with Roadside Assistance in the UAE:Keep these contact numbers handy for a secure and hassle-free driving experience in the UAE.
Conclusion
So there you have it, several compelling reasons why roadside assistance coverage is worth considering when buying car insurance in UAE. For a relatively small additional cost each year, you’ll have peace of mind knowing help is only a phone call away if you have a breakdown or accident. No more worrying about being stranded alone late at night or racking up expensive towing and repair bills.
Choose a car insurance provider that offers 24/7 roadside assistance and get back on the road as quickly as possible. Your future self will thank you for the investment and the security of driving with confidence wherever your travels may take you in the UAE.