Car Insurance in Dubai: How to Check Car Accident History

car insurance in dubai

Buying a used car in Dubai? Check its accident history with our guide to ensure a safe investment in car insurance in Dubai. This information can help you make an informed decision and ensure that you are investing in a safe and reliable vehicle. In this comprehensive guide, we will explore the various methods you can use to check a car’s accident history in Dubai.

We will cover the official government sources, private companies, and other essential factors to consider during the process. So let’s dive in and learn how to protect yourself from potential risks and make a wise purchase.

Why is Checking Car Accident History Important?

Before we delve into the methods of checking a car’s accident history, let’s understand why this step is crucial. By examining a vehicle’s accident history, you can:

  1. Ensure Safety: Knowing the accident history allows you to identify any potential safety issues or structural damage that may affect the car’s performance and safety on the road.
  2. Determine Value: A car’s accident history significantly impacts its value. By understanding the extent of previous damages, you can negotiate a fair price and avoid overpaying for a vehicle.
  3. Detect Fraud: Unfortunately, some sellers may try to conceal a car’s accident history to deceive buyers. By conducting a thorough accident history check, you can protect yourself from fraudulent transactions.

Now that we understand the importance of checking a car’s accident history, let’s explore the different methods available in Dubai.

Official Government Sources

Emirates Vehicle Gate (EVG)

Emirates Vehicle Gate (EVG) is an official government website that provides comprehensive information about a vehicle’s accident history and other relevant details. Follow these steps to check a car’s accident history through EVG:

  1. On the official EVG website, register for an account.
  2. Apply your login credentials to access your account.
  3. Enter the Vehicle Identification Number (VIN) or chassis number in the accident inquiry tab.
  4. Access the accident history report, which includes details about the location, type of accident, and level of damage.

EVG’s central repository contains detailed information about every accident a car has been involved in, making it a reliable source for checking a vehicle’s accident history.

Ministry of Interior (MoI) Website

Another official government source for checking a car’s accident history in Dubai is the Ministry of Interior (MoI)  website. Follow these steps to access the accident history report:

  1. Find the chassis number of the vehicle.
  2. Visit the official MoI website.
  3. Locate the accident inquiry section and enter the chassis number.
  4. Retrieve the accident history report, which provides information about the vehicle’s accident record, registration number, and plate reservation status.

The MoI website is a straightforward and reliable platform for obtaining a car’s accident history in Dubai.

Abu Dhabi Police Website

If you are buying or selling a car in Abu Dhabi, the official Abu Dhabi Police website offers a comprehensive accident history inquiry service. Follow these steps to access a car’s accident history report:

  1. Visit the official Abu Dhabi Police website.
  2. Navigate to the car accidents inquiry section.
  3. Enter the chassis number of the car.
  4. Retrieve the complete accident history report, which includes records of all accidents the car has been involved in throughout the UAE.

The Abu Dhabi Police website is a valuable resource for obtaining authentic and relevant accident history information.

Road and Transport Authority (RTA) Website

The Road and Transport Authority (RTA) in Dubai provides a unique service called the Technical Vehicle Status Certificate. This certificate offers extensive information about a vehicle’s history, including insurance, validity, condition at the time of inspection, and owner history.

To obtain a Technical Vehicle Status Certificate and access a car’s accident history, follow these steps:

  1. Visit the official RTA website.
  2. Click on the “Apply Now” tab.
  3. Agree to the terms and conditions of the online service.
  4. Enter the chassis number of the vehicle.
  5. Proceed with the payment of AED 100 for the certificate fee and an additional AED 20 for the Knowledge and Innovation fee.
  6. Once the previous owner approves the disclosure of the car’s record, you can access the accident history report.

While the RTA service may involve additional steps compared to other government sources, it provides comprehensive information about a vehicle’s history.

Private Companies for Car History Check

Apart from the official government sources, several private companies offer car history check services in Dubai. These services can be especially useful if you are interested in imported vehicles or require more detailed accident history information. Let’s explore two major private companies that provide extensive car history reports:

CarReport

CarReport is a private company that offers detailed reports on used cars, including accident history and valuation. To obtain a CarReport, follow these steps:

  1. Enter the mileage and chassis number of the car on the CarReport website.
  2. Receive a general report for free, which provides basic information.
  3. Create an account and pay a small fee of AED 99 for premium services and access to detailed information.

CarReport’s comprehensive reports can help you make an informed decision when buying a used car.

CarFax

CarFax is another reputable company that provides extensive information about a vehicle’s past, including accident history, service records, title problems, and more. Follow these steps to obtain a CarFax history check report:

  1. Visit the CarFax website.
  2. Provide the necessary details, including the car’s VIN or chassis number.
  3. Pay a fee of AED 119.77 to receive the detailed history report.

CarFax’s services can offer valuable insights into a car’s accident history and other crucial information.

Important Tips Beyond Checking for Past Accidents

When you’re looking to buy a used car, there’s more to think about than just if it has been in an accidents. It’s also key to make sure you’re protected financially. That’s where car insurance and third-party liability insurance come in:

Why You Need Car Insurance

Having car insurance in dubai UAE on a used car is a big plus. It helps with costs if the car is damaged, in an accident, or stolen. This means you won’t have to pay all the repair costs yourself if something goes wrong. If the car you want to buy doesn’t come with insurance, it’s smart to get some right away.

Picking the Best Insurance

Most of the time, you might find a used car that doesn’t have insurance. In these cases, getting third-party liability insurance is super important. This type of insurance makes sure you follow the law and protects you if your car damages someone else’s property or injures someone. It’s a safety net for you as you start using your new (used) car.

In short, looking into a car’s past for accidents is just one part of buying a used car. Making sure it has the right insurance coverage is also key. Whether it’s full car insurance or just third-party liability insurance, having protection is crucial. It meets legal needs and also gives you peace of mind, letting you enjoy your car without extra worries.

Conclusion   

Checking a car’s accident history is a crucial step when buying a used vehicle in Dubai. By utilizing official government sources and private companies, you can access comprehensive accident history reports and make an informed decision. Remember to consider additional factors such as car insurance and third-party liability insurance to ensure a smooth and secure purchase. With the information provided in this guide, you can confidently navigate the process of checking a car’s accident history and making a wise investment in a reliable vehicle