insura.ae

Life Insurance

Need any type of insurance policies over the world you can contact us without any hesitation. Our expert support team with help you.

Secure Your Future with the Best Life Insurance in the UAE


Choose Best Insurance for You

Term Life Insurance

Affordable Coverage provides financial protection for a specified term at a lower cost. Flexible Terms to choose coverage durations that suit your needs, from 10 to 30 years. Peace of Mind to insure your loved ones are financially secure even in your absence.

Whole Life Insurance

Lifetime Protection coverage that lasts a lifetime, providing enduring peace of mind. Build cash value over time, which you can borrow against if needed. Stable Premiums to enjoy fixed premiums that won't increase as you age.

Universal Life Insurance

Flexible Coverage to adjust your premiums and coverage amounts to fit your changing needs. Savings Component to accumulate savings with potential for growth, giving you more financial flexibility. Take advantage of tax-deferred growth on the cash value component.

Life Insurance with Insura: Protecting What Matters Most

At Insura, we understand that life is unpredictable. That’s why we offer comprehensive life insurance solutions designed to provide you with peace of mind and financial security. With our hassle-free approach, expert guidance, and round-the-clock support, you can trust us to be there when it matters most.

Why You Need Life Insurance in UAE?

Life insurance is a crucial financial safety net for you and your loved ones. Here’s why you should consider it:

  • Financial Security:- Ensure your family can maintain their standard of living and cover essential expenses in your absence.
  • Debt Protection: Prevent your loved ones from being burdened by outstanding debts, such as mortgages or loans.
  • Education Fund: Secure your children’s future by providing funds for their education.
    Peace of Mind: Know that your family is protected against financial hardships, giving you peace of mind.

Why Choose iNSURA.ae?

24/7 Accessibility: We’re open round the clock, ready to assist you whenever you need us.

Tailored Solutions: Crafted uniquely for you, our insurance plans fit your business like a glove, providing precisely what you need.

Customer-Centric Approach: Experience a service designed with you at the core, ensuring your needs are not just met but exceeded.

We want You to live happy always!

Happy Family

How life insurance plays crucial role in Everyone's life

Life insurance plays a crucial role in the lives of individuals in the UAE, offering essential financial protection, peace of mind, and support for various life goals. It provides a financial cushion to families in the event of the policyholder’s death, helping them maintain their standard of living and cover daily expenses.

Additionally, life insurance ensures that outstanding debts such as mortgages, car loans, and personal loans are paid off, preventing the family from being burdened with financial liabilities.

It also plays a significant role in future planning by ensuring funds are available for children’s education and other financial goals like purchasing a home, starting a business, or retirement.

The peace of mind that comes from knowing loved ones will be taken care of financially cannot be overstated. Life insurance offers long-term financial security, which is particularly important in uncertain times. Policies often come with tax benefits, reducing the overall tax liability for policyholders.

For businesses, life insurance is crucial for continuity, providing key person insurance and funding buy-sell agreements to ensure smooth operations in the event of an unexpected death of key employees or partners. Moreover, some life insurance policies in the UAE offer investment opportunities, allowing policyholders to grow their wealth while providing life cover, thus serving as a part of a diversified investment portfolio.

In a country with a significant expatriate population, life insurance offers essential support, ensuring expatriates’ families are financially protected even if they are living far from their home countries. 

Frequently Asked Question

Life insurance is a financial product that provides a lump-sum payment to beneficiaries upon the death of the insured person. In the UAE, life insurance is crucial for ensuring financial security for your family in the event of your death. It helps cover daily expenses, outstanding debts like mortgages and loans, and can fund future financial goals such as children’s education or retirement.

In the UAE, you can find various types of life insurance policies including term life insurance, whole life insurance, and unit-linked insurance plans. Term life insurance provides coverage for a specific period, while whole life insurance offers lifetime coverage with a savings component. Unit-linked insurance plans combine life cover with investment opportunities.

Yes, life insurance policies in the UAE often come with tax benefits. Premiums paid towards life insurance may be eligible for tax deductions, and the death benefits received by beneficiaries are typically tax-free. These tax benefits can help reduce your overall tax liability and make life insurance a valuable tool for financial planning.

Yes, expatriates in the UAE can purchase life insurance policies. Life insurance provides essential financial protection for expatriates’ families, even if they are living far from their home countries. Policies can be tailored to meet the unique needs of expatriates, offering coverage that is valid internationally.

When choosing a life insurance policy in the UAE, consider factors such as your financial obligations, future financial goals, budget, and the needs of your dependents. Compare policies from reputable insurers, understand the coverage, premiums, and benefits offered, and consider whether you prefer a policy with investment components. It’s advisable to consult with a financial advisor to assess your needs and find a policy that best suits your circumstances.

Jessica Brown

Make your dream life get professional help

Contact Us +971 4 357 4547

Why Pick Insura Your Insurance Provider?

Affordable Coverage

Premium Medical Treatment Access

24/7 Support

Instant Claim Processing